Stan,
Looking forward to showing the trailer for your new film at the Vegas party. Figured you'd be leaving LA by now.
Mountainman, if your payroll company isn't taking care of it, contact Supple-Merrill & Driscoll. They offer insurance even on very low budget films.
...and on the insurance thing...I use Payreel in Golden Colorado,,,no budget is too small for them...ask for Lisa Cobb (just another option if it helps) They are honest, and fast and I thoroghly recommend them