Group,
I hope I'm overlooking some basic title making functionality. But looking in help file it seem to say basically do it somewhere else then import the still.
Is that really it, or is there some extra plugin or the like?
On a video track, right click, and choose "Insert Text"
Or open the Generated Media tab and drag/drop text on timeline
or
Insert/Text Media
or build a file in Pshop and import.