Regarding won't see over 132 megabytes, this is somewhat a function of your IDE. You can always partition your drive with 132/rest and use the rest for backup, etc. If you get the larger Western Digitals, they often come with a Promise card that gives full 132+ capability. Although, 98-ME will work, some of the utulities, such as the defrag won't (making them usesless after awhile past the 132 limit). Go with XP or partition.

I purchased my WD 200 gig 8MB drives at Fry's for $99 that included the promise IDE RAID card. I've also seen the WD 250 gig for $149/with the card. Both of these required rebates but WD is GREAT with their rebate response ratio (Six drives, 8 rebates (some had two), always arrived).